Health & Medicare insurance in Sumter, SC.
Marketplace plans, Medicare Supplement, Medicare Advantage, and drug plans, explained in plain English by a local agent. Our help costs you nothing: plan prices are the same with or without an agent.
One local agency for every stage of health coverage.
Under 65 or over, self-employed or retiring, we help you compare plans and avoid the gotchas.
ACA Marketplace plans
Individual and family plans through the federal Marketplace, with help checking whether you qualify for premium subsidies.
Medicare Supplement
Medigap plans that pay alongside Original Medicare, with predictable costs and broad provider access.
Medicare Advantage
All-in-one plans that bundle medical and often drug, dental, and vision coverage. We compare networks before you commit.
Part D drug plans
Prescription coverage compared against your actual medication list, not a generic average.
Dental & vision
Standalone dental and vision plans to round out your coverage.
Turning 65 guidance
A clear timeline of what to do and when, so you never face a late-enrollment penalty.
The enrollment dates that matter.
Health coverage runs on deadlines. Marketplace open enrollment generally runs November 1 through January 15 for South Carolina. Medicare’s annual enrollment period runs October 15 through December 7 each year.
Missed a window? You may still qualify for a special enrollment period after life events like losing job coverage, moving, getting married, or having a baby. Call us and we’ll tell you straight whether you have an option right now or what the next window is.
- Marketplace open enrollment: November 1 to January 15
- Medicare annual enrollment: October 15 to December 7
- Special enrollment periods after qualifying life events
- Our guidance costs you nothing, plan prices are identical with or without an agent
Cost for our help, ever
Carriers pay us the same commission built into every plan’s price. You get a local expert in your corner for free.
Get plan helpThree steps. About 60 seconds to start.
Tell us about you
Send the form above or call or text 803-848-0089. No SSN required to get started.
We shop the market
We run your details across every relevant carrier we represent and bring you the strongest fits, side by side.
You pick. We bind it.
Most policies bind same-day. Then we re-shop your rate every year and help with claims when you need us.
Proudly serving Sumter, Columbia, Manning, Camden, Florence, Bishopville, Lugoff, Hartsville, Lexington, Greenville, Spartanburg, Myrtle Beach, and Charleston, plus all 46 South Carolina counties. See our full service area →
Health and Medicare questions, answered
When can I enroll in health insurance in South Carolina?
Marketplace open enrollment generally runs November 1 through January 15 for South Carolina. Outside that window, you may qualify for a special enrollment period after events like losing job coverage, moving, getting married, or having a baby. Medicare's annual enrollment period runs October 15 through December 7.
Does it cost anything to use Griffin Insurance Agency for health or Medicare plans?
No. Our help costs you nothing. Plan prices are set by the carriers and are the same whether you enroll through an agent or on your own. The difference is you get a local team to compare options, check provider networks, and help at claim time.
What's the difference between Medicare Supplement and Medicare Advantage?
Medicare Supplement (Medigap) works alongside Original Medicare, helping pay deductibles and coinsurance, with broad access to any provider that accepts Medicare. Medicare Advantage replaces how you receive benefits, bundling coverage into one plan, often with drug, dental, and vision extras but with provider networks. The right fit depends on your doctors, prescriptions, and budget, and we compare both with you.
Can I get health coverage outside open enrollment?
Possibly. Qualifying life events like losing employer coverage, moving to a new area, marriage, or a new baby open a special enrollment period, usually lasting 60 days from the event. Call us at 803-848-0089 and we’ll check your options right away.
Do you only help with health insurance in Sumter?
No. We're licensed across South Carolina and help clients from the Midlands to the Upstate and the Coast, by phone, text, or in person at our Sumter office.