✦ Your trusted South Carolina insurance agencyInsurance tailored
Insurance tailored
for Sumter.
40+ Carriers Shopped|$0 Agency Fees|1 Call Gets It Done
We shop 40+ top-rated carriers, including Progressive, Travelers, Nationwide, Safeco, and Foremost, so you get the best coverage at a fair price. No agency fees, ever. Just better home, auto, health, and business insurance for Sumter families and businesses.
Preferred access to top carriersProgressive·Travelers·Nationwide·Safeco·Foremost·National General·Dairyland
Excellent
★★★★★
Based on 100+ reviews
Google
Anand V.Verified
★★★★★
"Josh shops with all the insurance companies and finds the best, most affordable quotes. He's also local, which helps when you actually need to talk to somebody."
Courtney M.Verified
★★★★★
"After 9 years with another company and rates jumping, Josh found us comparable homeowners insurance at a very reasonable price. Definitely recommend!"
Mark S.Verified
★★★★★
"Josh has saved so many deals for my office that I've lost count. Awesome customer service with the most competitive rates I've found anywhere."
✦ The Coverage Suite
One request. 40+ carrier options. A local team to guide you.
Tell us what you need, and we'll shop top-rated carriers and walk you through the strongest fits. No pressure, no fees.
Auto Insurance
You might be overpaying. We'll shop your rate across 12+ auto carriers in minutes. Better coverage, fair price.
Homeowners
Coverage that matches what your home is actually worth today. Bundle with auto and most folks save hundreds.
Life Insurance
Protect your household income with a plan built around your real season of life, guided by a real agent, not a bot.
Business
From general liability and BOPs to workers' comp, built around how you actually operate, not a generic template.
Mobile Home
Comprehensive coverage with carriers that specialize in manufactured housing in South Carolina.
Landlord
Rental property coverage that protects your investment without nickel-and-diming you on premium.
Health & Medicare
Marketplace, supplemental, and Medicare options, all in one place with one local agency.
Pet Insurance
Vet bills add up fast. Plans that cover accidents, illness, and routine care, so your best friend stays covered.
Umbrella & Specialty
Higher liability limits, boats, RVs, ATVs, and niche coverage other agencies struggle to place.
Looking for something more specific? We also have dedicated pages forLiquor Liability, Gas Station & C-Store, Medicare Plans, and Travel Medical.
5.0 Google rating100+ verified reviews
Agent-guidedClear options, no guesswork
Fast multi-carrierOne intake, real options
Call/text supportTalk to a real agent
✦ The smartest way to save
Build a Smarter Bundle.
Combine Auto + Home (or Renters), and consider Umbrella for higher liability limits. Save time and money with a single point of contact who knows your whole picture.
Multi-policy discountOne agencyLocal advocacy
Start Bundle Quote →✦ How it works
Three steps. About 60 seconds to start.
We make getting a real, locally-shopped quote as easy as ordering takeout.
Step 01
Tell us what you need
Home, auto, business, life, or a bundle. Pick your category. Don't know? That's fine, just pick "Something else."
Not sure where to start? Call or text 803-848-0089
Step 02
We shop 40+ carriers
We run your details across every relevant carrier we have appointments with, and bring you the strongest fits, side by side.
No SSN required to get started · No fees
Step 03
You pick. We bind it.
Choose the option you like best and we handle the paperwork. Most policies bind same-day. Then we stick with you for renewals and claims.
Same-day binding · We help with claims later too
✦ Side by side
Why folks switch to Griffin Insurance.
What you get with a local independent agency vs. a captive 1‑800 carrier or a typical broker.
Griffin Insurance Agency
Local team. Every carrier. Yours.
We work for you, not the carrier. We shop 40+ companies on your behalf and stay in your corner long after binding day.
- 40+ top-rated carriers shopped, every time
- Annual re-shop so your rate stays fair
- Calls, texts, emails: your choice, our answer
- Real human help when you file a claim
- Zero agency fees, ever
Captive carriers & 1‑800 agencies
One product. One pitch. One you.
Direct carriers and call-center agencies sell you their product, not the best one for you. When rates jump, you're on your own.
Single carrier, take it or leave it Long hold times Different rep every call Auto rate hikes at renewal No local advocacy Claim chatbots
After you're covered
We don't disappear after binding day.
We schedule regular check-ins and re-shop your policies annually, so your protection stays aligned as life changes, without you starting over from scratch every renewal.
- Annual rate re-shop across all your carriers
- Coverage reviews when life changes (new car, baby, business)
- Real human help when you need to file a claim
40+Carriers re-shopped every year
Most agencies quote you once and forget about you. We don't.
✦ About the agency
Griffin Insurance Agency: Sumter, SC's independent insurance agency.
Griffin Insurance Agency is an independent, locally-owned insurance agency headquartered at 261 Broad St, Suite A5, Sumter, SC 29150. We're appointed with 40+ top-rated insurance carriers, including Progressive, Travelers, Nationwide, Safeco, Foremost, National General, and Dairyland.
We write personal lines (auto, homeowners, mobile home, life, health, Medicare, landlord, pet, and umbrella) and commercial lines (general liability, workers' compensation, business owners policies, and commercial auto) for individuals and businesses across South Carolina: the Midlands, Upstate, and the Coast.
Because we're independent, we work for you, not the carrier. We shop the market on your behalf, re-shop your policies annually so your rate stays fair, and stand beside you at claim time. Zero agency fees, ever.
Hours: Mon – Thu, 9:00 AM – 5:00 PM · Fri, 9:00 AM – 3:00 PM · Phone: 803-848-0089
Carriers
40+Top-rated carriers shopped on your behalf
Agency fees
$0No fees, ever. Carrier pays us, not you.
Google rating
5.0★Based on 100+ verified Google reviews
Service area
SCLicensed statewide. All 46 counties.
✦ Meet the owner
Josh Griffin, owner of Griffin Insurance Agency.
Josh is a life-long Sumter, SC resident and a graduate of the University of South Carolina and Sumter Christian School. He founded Griffin Insurance Agency to give Sumter families and businesses real choice, real local service, and real long-term advocacy.
Outside the office, Josh is a family man, a husband and dad to two daughters who keep him plenty busy. In his free time he brews beer, watches professional wrestling and pro football, and recently got into soccer.
"We shop with all the major carriers and bring you the best, most affordable quote. And we're right down the street when you need us."
- Josh Griffin, Owner
✦ Meet the team
Real names. Real folks.
When you call Griffin Insurance during our business hours, you reach one of these humans, not a 1‑800 call center.
Josh Griffin
Owner · Commercial Lines & Health
Born and raised in Sumter and in the people business my whole life, I build every relationship on honesty, integrity, and servitude. I handle commercial, health, life, and hard-to-place coverage, and I'm a die-hard Buffalo Bills fan.
Shelby Griffin
Personal Lines
A wife and mom of two, I came to insurance from a career as a surgical technologist, where I learned how much I love caring for people. Now I help local families with auto, home, mobile home, and rental coverage.
Jonie Pabon
Quote Specialist
Nearly two years in, I live by the idea that your success is our success. Off the clock I'm usually playing ukulele or making memories with family, and I shop your auto, home, mobile home, and rental quotes to find the best fit.
Joan Gatdula
Client Support
I bring over ten years of customer service and a real passion for helping people with their insurance needs. I handle personal lines plus client and agent support, and I dream of traveling the world and capturing it through photos.
✦ Where we work
Serving the Midlands, Upstate, the Coast, and more.
Pick your area, and we'll match your info to the right carriers, fast.
SumterSumter CountyManningClarendon CountyCamdenKershaw CountyFlorenceFlorence CountyColumbiaRichland CountyBishopvilleLee CountyLugoffKershaw CountyHartsvilleDarlington CountyLexingtonLexington CountyGreenvilleUpstateSpartanburgUpstateMyrtle BeachThe CoastCharlestonThe CoastStatewide SCAll 46 counties
✦ FAQ
Frequently asked questions
Do you charge any fees for quotes or for switching insurance carriers?
No. There are zero agency fees at Griffin Insurance Agency. You pay your insurance premium directly to the carrier. Our compensation comes from the carrier when you bind a policy, not from you.
How quickly can my insurance coverage start with Griffin Insurance Agency?
Most policies can be bound the same day. Auto and home insurance are typically bound within an hour or two of submitting your information. We will set the effective date for whenever works for you.
Do I have to move all my insurance policies to Griffin Insurance Agency?
Not at all. You can start with one policy. Most folks start with auto insurance, and we keep checking back to see if it makes sense to consolidate over time.
What happens if I need to file an insurance claim?
Call or text us directly at 803-848-0089. We will help you file with the carrier and stay in your corner through the process. You don't have to navigate a 1-800 number alone.
Can Griffin Insurance Agency help if my policy was non-renewed or cancelled?
Yes. We work with carriers who write higher-risk and hard-to-place policies, including SR-22 filings. Call us at 803-848-0089. There's almost always a path.
Is Griffin Insurance Agency locally owned?
Yes. Griffin Insurance Agency is independently owned by Josh Griffin, born and raised in Sumter, South Carolina. Our team works out of 261 Broad St, Suite A5, Sumter, SC 29150.
What insurance carriers does Griffin Insurance Agency work with?
Griffin Insurance Agency is appointed with 40+ top-rated insurance carriers, including Progressive, Travelers, Nationwide, Safeco, Foremost, National General, and Dairyland.
What areas does Griffin Insurance Agency serve?
Griffin Insurance Agency is licensed in South Carolina and serves the Midlands (Sumter, Columbia, Manning, Camden, Florence, Bishopville, Lugoff, Hartsville, Lexington), the Upstate (Greenville, Spartanburg), and the Coast (Myrtle Beach, Charleston), plus all 46 SC counties statewide.
✦ Knowledge Base
Insurance, explained without the jargon.
Practical guides written for South Carolina homeowners, drivers, and business owners.
Business/Commercial Insurance
What Is Liquor Liability Insurance? A Guide for South Carolina Bars and Restaurants
Auto Insurance
South Carolina Auto Insurance: Why State Minimum Auto Insurance Isn’t Enough for Your Business
Business/Commercial Insurance