International Travel Health Insurance Plans

General Plans

Our General Plans provide flexible coverage options for every type of international traveler—whether you’re taking a single getaway, hopping on multiple adventures, or settling abroad for an extended period.

VOYAGER

Ideal for one‑off trips, VOYAGER delivers reliable health and accident insurance for the duration of your international journey. Enjoy the peace of mind that comes with:

TREKKER

Perfect for jet‑setters and business travelers, TREKKER offers health and accident protection across multiple trips within a policy year. Key features include:

XPLORER

Designed for long‑term travelers and expatriates, XPLORER keeps you covered both inside and outside the U.S. You’ll benefit from comprehensive international health coverage that adapts to your lifestyle.

XPLORER Premier

For the ultimate in flexibility and global protection, upgrade to XPLORER Premier:

Specialty Plans

Our Specialty Plans are tailored to specific traveler groups and unique international needs. Whether you’re traveling as part of a group, studying abroad, serving on a vessel or mission, or representing your company overseas, we have a plan for you.

VOYAGER (Group Plan)

Designed for single trips, with special pricing for five or more travelers.

10% discount on groups of 5+
Flexible medical limits and deductible options
Coverage for trips outside the U.S. up to 6 months (ages 95 and younger)
COVID‑19 testing and treatment included
Post‑departure trip interruption transportation benefit (up to $1,000)
Quarantine benefit of $50/day for up to 10 days
Pre‑existing conditions covered for medical services and evacuation
Requires a primary health plan
“No hospital pre‑certification” penalty
24/7 phone, web, mobile, and telemedicine support

NAVIGATOR for Education

Long‑term health coverage for students and faculty on F‑1 or J‑1 visas.

Flexible plan lengths to match academic terms
Meets F‑1 and J‑1 visa requirements
Unlimited annual and lifetime medical maximums
Comprehensive mental health services
Contraceptive services and supplies covered
Unlimited telemedicine access
Choice of any provider outside the U.S.; access to BCBS PPO network in the U.S.
Prescription coverage included; optional dental, vision, and maternity
Pre‑existing conditions covered with proof of prior coverage
Terrorism‑related illness and injury covered
COVID‑19 testing and treatment included

NAVIGATOR for Crew

Specialized long‑term coverage for captains and crew members.

Primary coverage alongside Protection & Indemnity (P&I) insurance
Amateur sailboat racing and alcohol‑related injuries covered
SCUBA diving coverage (up to 20 m) when PADI/NAUI certified or accompanied
Unlimited annual and lifetime medical maximums
Prescription coverage included; optional dental and vision
Contraceptive services and supplies covered
Unlimited telemedicine access
Choice of any provider outside the U.S.; access to BCBS PPO network in the U.S.
Immediate pre‑existing condition coverage with prior proof
COVID‑19 testing and treatment included

NAVIGATOR for Missionary Work

Comprehensive plans for career missionaries and volunteers.

Unlimited annual and lifetime medical maximums
Immediate pre‑existing condition coverage with prior proof
Terrorism‑related illness and injury covered
Choice of any provider outside the U.S.; access to BCBS PPO network in the U.S.
Prescription coverage included; optional dental and vision
Unlimited telemedicine access
COVID‑19 testing and treatment included
Continuous coverage for spouse and dependents if subscriber dies

CORPORATE

Comprehensive group solutions through Blue Cross Blue Shield Global® products, for both short‑ and long‑term assignments.

Long‑Term Coverage (Global® Expat)

Standard and customizable plans for U.S. employees abroad, foreign nationals in the U.S., and third‑country nationals (groups of two or more)
Coverage for well visits, prescriptions, hospitalization, maternity, wellness, evacuation, repatriation, and EAP
Optional dental, vision, AD&D, life, and long‑term disability

Short‑Term Coverage (Global® Traveler)

Third Country Nationals (Global® TCN)

All Corporate plans feature direct‑pay access to care, robust digital tools, and global customer support—so your mobile workforce stays safe and productive, anywhere they go.