Event insurance, ready before your guests are.
Most venues won’t hand over the keys without proof of liability insurance. Price your wedding, party, or meeting online in a couple of minutes, buy it, and send your venue the certificate the same day. Planning something the online quote can’t handle, like a youth camp or a festival? Call us and a local agent will place it.
Price your event and get your certificate today.
Pick your event type, how many days, your guest count, and the state. Most events get a price on the spot.
Rather we quote it for you? Send us your event details and a local agent will take it from there. Quote not loading? Open it in a new tab or call 803-848-0089.
This online quote runs on Event Helper, a specialty agency that only writes event insurance. You buy the policy from Event Helper and they issue your certificate, so what you enter here goes to them, not to us. We may receive a referral fee. Questions about a policy you bought online go to Event Helper directly.
Built around what your venue asks for.
Event liability is a short-term general liability policy for one event. Here’s what it is for, and what it isn’t.
Guest injuries
If a guest is hurt at your event and blames you, event liability is what responds, up to the policy limits. Without it, that claim comes out of your pocket.
Damage to the venue
Accidental damage to the space you rented is the other big reason venues require it. Policy terms and exclusions apply, so read them before you buy.
A certificate the same day
Once you buy, you can download or email your certificate of insurance and send it straight to your venue.
Venue acceptance
Event Helper says its coverage fits 99.5% of venue requirements, and refunds the whole policy if your venue turns it down.
Not for athletes or performers
A standard event policy doesn’t cover injuries to participants, performers, volunteers, or anyone you pay. Sporting events can add participant coverage. Ask us if that’s your event.
Harder events, placed by us
Youth camps, festivals, and events the online quote turns down often need a different carrier. Call or text 803-848-0089 and we’ll place it.
Most events don’t need an agent. Some do.
For a typical wedding, party, or meeting, event insurance is simple: one venue, a date, a guest count, and a certificate. You can price and buy it yourself in a couple of minutes through Event Helper, a specialty agency that does nothing but event coverage, and get your certificate as soon as you buy. Rather not do it yourself? Send us the details and we’ll quote it for you.
Some events aren’t that simple. Youth camps, festivals, large sporting events, and events with heavy alcohol service can need a carrier that writes harder risks, or extra coverage like liquor liability. Those we still place ourselves. Call or text 803-848-0089 and a local agent will take it from there.
Hosting events all year as a business? A one-day policy is the wrong tool. Ask us about an annual business policy instead.
- Price and buy online in a few minutes, or have us quote it
- Certificate for your venue as soon as you buy
- Harder events placed by a local agent
- Liquor liability and annual business policies through us
Get the certificate today
Buy online, then download or email your certificate of insurance to your venue right away.
Get my event quoteThree steps. About 60 seconds to start.
Tell us about you
Call or text 803-848-0089, or start your quote online above. No SSN required to get started.
We shop the market
We run your details across every relevant carrier we represent and bring you the strongest fits, side by side.
You pick. We bind it.
Most policies bind same-day. Then we re-shop your rate every year and help with claims when you need us.
Proudly serving Sumter, Columbia, Manning, Camden, Florence, Bishopville, Lugoff, Hartsville, Lexington, Greenville, Spartanburg, Myrtle Beach, and Charleston, plus all 46 South Carolina counties. See our full service area →
Event insurance questions, answered
Do I need insurance for my event?
If you are renting someone else’s space, usually yes. Most venues require whoever rents the space to carry event liability insurance and to show it on a certificate. Check your rental agreement for the limits they want, then quote with those in hand.
What does event insurance cover?
Event liability is a short-term general liability policy. It protects you, the host, from claims that a guest was hurt or the venue was damaged because of your event. Exclusions apply, so read the policy before you buy.
How fast can I get a certificate for my venue?
Right away. Once you buy online, you can download or email the certificate of insurance and send it to your venue the same day.
Who is Event Helper?
Event Helper is a specialty insurance agency that only writes event coverage. We partner with them so you can quote and buy simple event policies online without waiting on us. You buy from Event Helper directly, and they handle the policy and the certificate.
Can you quote it for me instead?
Yes. Send us your event details on our quote form and a local agent will quote it for you, usually within one business day. You can also call or text 803-848-0089.
What if my event doesn’t fit the online quote?
Call or text us at 803-848-0089. Youth camps, festivals, and other harder events often need a different carrier, and placing those is exactly what we are here for.
I’m serving alcohol. Am I covered?
It depends on the policy and on how the alcohol is served. Coverage for alcohol at an event can be separate from the event liability itself. If alcohol is part of your event, call us before you buy and we’ll make sure you have the right protection.
Does event insurance cover athletes or performers?
Not on a standard policy. Event liability generally doesn’t cover injuries to participants, performers, volunteers, or anyone you pay. Sporting events can add participant coverage, and we can help you find it.
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261 Broad St, Suite A5
We're on Broad Street in Sumter, a few minutes from downtown and Swan Lake Iris Gardens, and about 15 minutes from the Shaw AFB main gate. Walk-ins welcome.
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Based in Sumter and licensed across South Carolina. We serve Sumter, Manning, Camden, Bishopville, Lugoff, Columbia, Florence, and every county in between.