Travel medical insurance, wherever you go.
Most U.S. health plans, and Medicare, stop at the border. Whether it’s one big trip, a year of travel, a semester abroad, or a full move overseas, we’ll match you with an international medical plan before you leave. Zero agency fees, ever.
A plan for every kind of traveler.
From a week in Europe to years overseas, there’s a plan built for your trip. We help you pick the right one.
Single-trip medical
Health and accident coverage for one international journey, including hospital and doctor visits and 24/7 telemedicine support.
Emergency medical evacuation
If the care you need isn’t available where you are, evacuation coverage gets you to a facility that can treat you, one of the most expensive risks of traveling uninsured.
Multi-trip annual plans
For frequent flyers and business travelers: unlimited trips up to 90 days each under one policy, with coverage that renews automatically between trips.
Long-term & expat coverage
Annual international health insurance for individuals and families spending three months or more per year abroad, usable inside and outside the U.S.
Student & faculty plans
Long-term coverage designed to meet F-1 and J-1 visa requirements, with mental health services, prescriptions, and unlimited telemedicine.
Group & corporate plans
Discounted group trip coverage for five or more travelers, plus employer plans for workforces on short- and long-term international assignments.
What travelers should know before leaving the U.S.
Here’s the part that surprises most people: your U.S. health plan and Medicare generally don’t cover you outside the country. A hospital stay abroad usually means paying out of pocket, and an emergency medical evacuation can run into six figures. Travel medical insurance fills that gap with coverage for emergency care, hospital and doctor visits, evacuation, and 24/7 telemedicine while you’re away.
The key is timing. These plans have to be in place before your trip begins, so build it into your travel checklist alongside the passport. Tell us where you’re going, how long, and who’s traveling, and we’ll match you with the right plan, whether that’s a single getaway, unlimited trips all year, or a long-term plan for life abroad.
- Plans for one trip, a year of trips, or a full move overseas
- Emergency care, evacuation, and 24/7 telemedicine included
- Options for students, groups, missionaries, crews, and corporate teams
- A local Sumter agent to call if something goes wrong far from home
Support that never sleeps
The plans we handle include round-the-clock phone, web, and telemedicine support, so help is a call away no matter the time zone. And back home, you’ve got us.
Get travel plan helpThree steps. About 60 seconds to start.
Tell us about you
Send the form above or call or text 803-848-0089. No SSN required to get started.
We shop the market
We run your details across every relevant carrier we represent and bring you the strongest fits, side by side.
You pick. We bind it.
Most policies bind same-day. Then we re-shop your rate every year and help with claims when you need us.
Proudly serving Sumter, Columbia, Manning, Camden, Florence, Bishopville, Lugoff, Hartsville, Lexington, Greenville, Spartanburg, Myrtle Beach, and Charleston, plus all 46 South Carolina counties. See our full service area →
Travel medical questions, answered
Doesn’t my regular health insurance cover me overseas?
Usually not, or only in very limited emergencies. Most U.S. health plans are built around U.S. provider networks and stop at the border, and Medicare generally doesn’t pay for care outside the country. Travel medical insurance exists precisely to fill that gap.
What does travel medical insurance actually cover?
The core benefits are emergency medical care abroad, hospital and doctor visits, emergency medical evacuation, and 24/7 telemedicine support. Depending on the plan, you can add coverage for prescriptions, dental, vision, and more. Evacuation alone can be worth the premium, since transport to an adequate facility can cost more than the rest of the trip combined.
When should I buy a travel medical plan?
Before you leave, ideally as soon as your trip is booked. Coverage needs to be in place before your journey begins, and buying early means one less thing on your pre-trip list. Quotes are quick, so a call or text to 803-848-0089 usually gets it handled the same day.
I travel internationally several times a year. Do I need a new plan every trip?
No. Multi-trip annual plans cover unlimited international trips of up to 90 days each within the policy year, with coverage that renews automatically between trips. For frequent travelers, one annual plan is usually simpler and often cheaper than buying trip by trip.
Do these plans work for students studying abroad?
Yes. There are long-term plans built specifically for students and faculty on F-1 or J-1 visas, with flexible lengths to match academic terms, mental health services, prescription coverage, and unlimited telemedicine. They’re designed to meet visa insurance requirements, and we can confirm the fit for your program.