Home warranty coverage for the stuff insurance doesn't fix.
Your home insurance is built for disasters. It is not built for the day the AC quits, the water heater gives out, or the washing machine stops mid-cycle. That is what a home warranty is for. We partner with Cinch Home Services to offer a warranty we actually use ourselves, here in Sumter and anywhere in South Carolina.
We don't just offer it. We've used it ourselves.
The washing machine
When a washing machine broke down at one of our own homes, we filed a Cinch service request instead of calling around for a repairman. A vetted technician came out and fixed it under the warranty. No repair shopping, no surprise bill.
The rental refrigerator
At one of our own rental properties, the refrigerator died. Cinch replaced it under the warranty. If you own rental property, that is the difference between a service request and losing a weekend to appliance shopping while your tenant waits.
Breakdowns, not disasters.
Cinch home warranty plans cover mechanical breakdowns of major appliances and built-in home systems, regardless of the equipment's age. Plan options, pricing, and full coverage terms are shown when you enroll on Cinch's site.
- Kitchen and laundry appliances: refrigerator, range, dishwasher, washer, and dryer.
- Heating and air conditioning systems, including the July breakdowns everyone in South Carolina dreads.
- Plumbing and electrical systems, plus water heaters.
- Coverage regardless of age, and unknown pre-existing conditions are covered.
- 24/7 service requests online or by phone, with vetted technicians dispatched to you.
- Covered repairs backed by Cinch's 180 day workmanship guarantee.
The home warranty is a Cinch Home Services product, and your agreement is with Cinch. Griffin Insurance may be compensated when you enroll through our link. A home warranty is not insurance and does not replace a homeowners policy.
Home warranty questions, answered straight.
What is the difference between a home warranty and home insurance?
Home insurance covers sudden, accidental damage to your home and belongings: fire, wind, hail, theft, a tree through the roof. A home warranty covers the things insurance is not built for: appliances and home systems that stop working from everyday use. If your AC quits in July or the water heater gives out, that is warranty territory, not an insurance claim.
Do I need both home insurance and a home warranty?
They solve different problems, so many homeowners carry both. Your home policy protects the structure against disasters. The warranty keeps a broken refrigerator or furnace from turning into a four-figure surprise. Neither one replaces the other.
Does a home warranty make sense for a rental property?
It can make a lot of sense. When something breaks at a rental, the landlord is on the hook for the repair and in a hurry to keep the tenant happy. We have used this exact warranty to replace a refrigerator at one of our own rental properties: one service request instead of appliance shopping on a random Tuesday.
How do repairs actually work with Cinch?
You submit a service request online or by phone, any time. Cinch dispatches a vetted local technician, you pay your plan service fee, and they repair or replace the covered item. Covered repairs are backed by a 180 day workmanship guarantee.
Am I buying this from Griffin Insurance or from Cinch?
The warranty itself is a Cinch Home Services product, and your plan agreement is with Cinch. We are a local partner agency, which means we can point you to the product we trust and have used ourselves. Griffin Insurance may be compensated when you enroll through our link.