✦ Knowledge Base
Auto Insurance in South Carolina, explained.
South Carolina still sets its minimum auto limits at 25/50/25, a number that has not kept up with what a serious wreck costs. These guides explain how liability limits really work, what uninsured and underinsured motorist coverage is for, and the choices that decide whether a bad accident is an inconvenience or a lawsuit.
Combined Single Limit vs Split Limits
A combined single limit (CSL) is one dollar amount for the whole accident. What a $500,000 or $1 million CSL means and when it beats 100/300/100 limits.
When to Buy Car Insurance in South Carolina
Buy car insurance before you drive a new car home, soon after a move to SC, and 2 to 3 weeks before renewal. The SC timing rules in plain English.