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Auto Insurance in South Carolina, explained.

South Carolina still sets its minimum auto limits at 25/50/25, a number that has not kept up with what a serious wreck costs. These guides explain how liability limits really work, what uninsured and underinsured motorist coverage is for, and the choices that decide whether a bad accident is an inconvenience or a lawsuit.

Combined Single Limit vs Split Limits

Split limits cap each part of a claim separately. A combined single limit puts the whole amount behind one accident. How both work in South Carolina.

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