✦ Knowledge Base
Liquor Liability in South Carolina, explained.
South Carolina has some of the strictest liquor liability rules in the country, and some of the highest premiums. These guides cover who the law applies to, what coverage really costs, and the steps that bring the price down.
Do I Need Liquor Liability Insurance in South Carolina?
Serve alcohol on premises after 5 p.m. in SC and a 1 million dollar policy is the law. Who the rule covers, who is exempt, and why BYOB is no loophole.
How Much Does Liquor Liability Insurance Cost in South Carolina?
SC liquor liability runs about $1,000 a year for a low-alcohol restaurant to $20,000+ for a late-night bar. What sets your price and how to bring it down.